ReferenceHeng Chen, “Household Trip-Chaining and Measuring Access to Financial Services: Evidence from Canada”, 13th Postal Economics Conference on E-commerce, Digital Economics and Delivery Services, 2026, revised June 10, 2026. See also Full Text Slides Published in 13th Postal Economics Conference on E-commerce, Digital Economics and Delivery Services, 2026, revised June 10, 2026 Share